Personal • Shared • Project Finance

Meet MoneyCheck.
Total clarity for your money.

From personal daily spending and shared household budgets, to freelance project invoices and profit margins. Everything organized with calm clarity — zero complex spreadsheets.

No credit card required|Free plan available

MoneyCheck:Income Monthly salary logged +Rp8,500,000

5m ago

MoneyCheck:Budget Dining & Coffee 45% spent

12m ago

MoneyCheck:Shared Utility bill split 50:50

Just now
The Problem

80% of people lose track of where their money went by the end of the month

Morning coffee. Auto-debits. Impulsive checkouts. Scattered manual notes leave you guessing if your balance is safe.

What if one calm app could bring clarity to all of it?
The essentials, clearly arranged

Everything you need to understand your money.

MoneyCheck keeps the essentials in one simple place, so you can spend with more awareness and less guesswork.

Daily Tracking01

Income & Expense Tracking

Log everyday spending in seconds. Keep transactions organized by categories that make sense to you.

Salary & Income+Rp7.500.000
Coffee & Lunch-Rp45.000
Instant logging in just a few taps
Organized categories without hassle
Budget Limits02

Monthly Budget Planner

Set realistic limits for food, transit, bills, and lifestyle. Get gentle visual alerts when spending runs hot.

Monthly Essentials62%

Safe balance: Rp2.800.000 remaining

Spend limits per essential category
Gentle alerts when spending gets high
Couple & Shared03

Shared & Couple Finance

Manage shared finances with your spouse or partner. See household expenses together while keeping personal records private.

AB
Shared Fund
Synced

2 active users • Stress-free visibility

Manage household expenses together
Keep private records fully separated
Clear Insights04

Clear Spending Insights

Spot trends at a glance. Understand your net savings and top categories without confusing spreadsheets.

Net Savings↑ +18.4%
Clean cash flow trends at a glance
Track net savings without spreadsheets
One calm overview

See your financial picture at a glance.

From your current balance to your monthly spending, the important numbers stay clear and easy to understand.

Live Preview

Tuesday, 15 September

Good morning, Maya

MA

Total Balance

Rp3.250.000

Across 3 accountsAktif

Income

Rp8.000.000

+Rp500.000 this month

Expense

Rp4.750.000

59% of income

Spending overview

September 2026

This month
01 Sep15 Sep30 Sep

Recent Transactions

Kopi Tuku

Food

−Rp28.000

MRT Jakarta

Transport

−Rp14.000

Monthly salary

Income

+Rp8.000.000
See all
A simpler habit

Start with your money. Keep it simple.

01

Record

Add your income and everyday expenses in seconds without feeling burdened.

☕ Oat Milk Latte-$4.50
Checking • Just nowLogged ⚡
02

Understand

See where your money is going and how your budget is performing without spreadsheets.

Food & Groceries68%

Safe balance: $350 remaining

03

Stay in Control

Use the overview to make more informed everyday spending decisions with calm clarity.

Financial Health: Safe

Spending is 18% under target this week (+$120 surplus preserved).

Monthly budget

Know how much you have left.

Set simple spending limits and see your progress before your budget gets away from you.

A helpful heads-up, not an alarm.

MoneyCheck shows where you're close to your limit, so you can decide what makes sense next.

Monthly Budget

September 2026

78% used

Food

Rp1.200.000 / Rp1.500.000

Transportation

Rp650.000 / Rp800.000

Shopping

Rp200.000 over your plan

Rp700.000 / Rp500.000

Entertainment

Rp150.000 / Rp300.000

Spending by category

September 2026

Rp4.750.000
Food
32%
Transport
24%
Shopping
19%
Bills
14%

Top category

Food is your largest spending category this month.

Worth noticing

Shopping is Rp125.000 higher than last month.

Useful, not overwhelming

Know where your money goes.

Simple summaries turn everyday transactions into a clearer picture, so you can spot patterns without studying a spreadsheet.

Instant spending patterns with zero formula setup
Smart comparison with your previous month's baseline
Clean, structured automated categorization
Transparent, Fair Pricing

Choose the Plan That Fits Your Life.

Start free with no credit card required. Upgrade anytime for unlimited collaboration and smart AI financial insights.

The Coffee Rule

Pro costs less than 1 cup of specialty coffee per month.

Average user saves $30+/mo by identifying impulsive micro-expenses.

Free Starter

MoneyCheck Free

Perfect foundation to build a simple, calm daily tracking habit.

Rp0/forever

Included features:

1 Shared room (Max 2 members)
Up to 2 Accounts / Wallets
3x Gemini AI insights/mo
3x AI Receipt & Invoice scan/mo
Fast Cash Flow & Transaction Tracking
Basic Project Finance & Invoicing
6-month transaction history
Complete default categories
Excel, PDF & CSV report export
Custom category colors & icons
Most Popular • 90% Choose This
Unlimited Financial Freedom

MoneyCheck Pro

Unlock all capabilities for individuals, partners, or families.

Rp20.750/month

Billed annually at Rp249.000 (Equal to Rp20.750/mo — Save 2 months free!)

All Free Features Plus:

Unlimited Shared RoomsUNLIMITED
Unlimited Group Members
Unlimited Accounts & Wallets
AI Financial Advisor 3x Daily (Resets daily at 00:00 WIB)
AI Receipt & Invoice Scan 3x Daily (Resets daily at 00:00 WIB)
Full Project Finance & Invoicing (Profit margins, vendor costs & AI)
Excel (.xlsx), PDF & CSV Export (Personal & Projects, 1-click ready)
Custom Categories, Colors & Icons
Lifetime Transaction History
Early Access to New Features
Upgrade to Pro
Instant Activation via QRIS/GoPay • No Auto-Renewal Surprise

Official Payment Processing via Mayar.id

Safe & encrypted: QRIS (All e-wallets & banks) • Virtual Account • Debit Card

🛡️ Transparent Guarantee: No hidden recurring charges. You always decide when to renew.

FAQ & Guidance

Clear answers to every question.

Everything you need to know about security, project tracking, shared budgets, and our transparent pricing.

MoneyCheck goes beyond basic expense logging. It combines 3 integrated pillars in one workspace: Personal Finance, Shared Finance (for couples and families with granular role-based permissions), and Freelance/SMB Project Finance (profit margin tracking, milestone billing, and OCR invoice scanning). Everything is paired with an AI Financial Advisor that turns raw numbers into actionable growth strategies.

Still have questions?

Our team is here to help you get the most out of your personal, shared, and client financial workflows.

A clearer place to begin

Ready to get clear about your money?

Join thousands of individuals and couples managing everyday finances with confidence.

No complicated spreadsheets. Just a clearer view of your money.